We have created this privacy statement ("this Privacy Statement") in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site (hereinafter, "the Web Site" or "this Web Site," as the case may be). We hold the privacy of your personal information in the highest regard. Subject to the Terms and Conditions of Use which follow this Privacy Statement, the following discloses our information gathering and dissemination practices for this website.
We recognize the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers' needs.
What Information Do We Collect? When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web Site use information collected on an aggregate basis as you and others browse our Web site.
1. Personal Information You Choose to Provide
Registration Information. When you register for any of our newsletters you will provide us with general information about yourself.
Business Information. If you submit an article to be published on the Web Site, you will be asked to provide business information to be used in the 'About the Author' section. This information will include linking information to your web site. In addition, if you choose to have your web site listed in our recommended links, you will also be asked to furnish your web site addresss, email address and general information.
Email Information. If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone. Additionally, your email address will be collected through the newsletter (if you choose to subscribe), and may be deleted at any time by you from the unsubscribe link provided. Your email address will also be requested in the recommended links section, if you choose to submit a web site to be referenced on this Web Site.
2. Web Site Use Information Similar to other commercial web sites, this Web Site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect information about how the Web Site is used. Information gathered through cookies and web server logs may include the date and time of visits, the pages viewed, time spent at the Web Site, and the web sites visited just before and just after this Web Site. Cookies do not give us your personal information.
How Do We Use the Information That You Provide to Us? Broadly speaking but subject to the Terms and Conditions of Use below, we use personal information for purposes of administering our business activities, providing the products and services you request, to monitor the use of the Web Site our marketing and content, use of the Web Site's layout and services and for other lawful purposes. Understanding our visitor's uses of the Web Site helps us improve the Web Site and better tailor it to meet your needs. Such information may be shared with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law. Occasionally, and if you have subscribed to the newsletter, we may also use the information we collect to notify you about important changes to the Web Site, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter.
What Are Cookies? A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a web site, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by the users. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.
How Do We Use Information We Collect from Cookies? As you visit and browse the Web Site, the site uses cookies to differentiate you from other users. In some cases, we also use cookies to prevent you from having to log in more than is necessary for security. Cookies, in conjunction with our web server's log files, allow us to calculate the aggregate number of people visiting the Web Site and to determine which parts of the Web Site are most popular. This helps us gather feedback to constantly improve the Web Site and better serve our clients. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.
IP Addresses IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the web pages you request)
Sharing and Selling Information Subject to the Terms and Conditions of Use set forth below, we do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested. Any articles, posts, or link information that you voluntarily provide will be accessible on the Web Site; however, we do not "package" this information for the purpose of sharing, selling, lending or leasing your submission to third parties.
How Can You Access and Correct Your Information? You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us at webmaster@post-bankruptcy.com.
What About Legally Compelled Disclosure of Information? Subject to the Terms and Conditions of Use below, we may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights.We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our terms of service or to protect the safety of our users and the public
What About Other Web Sites Linked to Our Web Site? We are not responsible for the practices employed by web sites linked to or from this Web Site or the information or content contained therein. Link to other web sites are provided solely as pointers to information on topics that may be useful to the users of this Web Site.
Please remember that when you use a link to go from this Web Site to another web site, this Privacy Statement is no longer in effect. Your browsing and interaction on any other web site, including web sites which have a link on this Web Site, is subject to that web site's own rules and policies. Please read over those rules and policies before proceeding.
Your Consent By using this Web Site you consent to our collection and use of your personal information as described in this Privacy Statement. We reserve the right to amend this privacy policy at any time with or without notice.
Our Commitment To Data Security Please note that your information will be stored and processed on our computers in the United States. The laws on holding personal data in the United States may be less stringent than the laws of your country of residence or citizenship. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
Choice/Opt-In/Opt-Out This Web Site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.
A Special Note About Children Children under the age of 18 years are not eligible to use this Web Site and we ask that children (under the age of 18) do not submit any personal information to us. If you are a minor, we ask that you leave this Web Site immediately.
Acquisition or Changes in Ownership In the event that the web site (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.
Terms and Conditions of Use
The following provisions constitute the terms and conditions governing the use of this Web Site (herein called "the Terms and Conditions of Use.") In the event that there is a conflict between the Terms and Conditions of Use and the Privacy Statement set forth above, then the Terms and Conditions of Use shall prevail. All persons under the age of eighteen years old are denied access and use of the Web Site. If you are under the age of eighteen, please leave this site immediately. The Web Site, its structure and its contents are owned or licensed by the Web Site. Licenses include the right of the Web Site to provide marketing materials, text, links, banners, and co-branding of affiliate websites. The Web Site disclaims any responsibility for the accuracy of the content of the Web Site and the web sites that are accessible by links on the Web Site. You assume the all risk of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the Web Site, you have no right to rely on any information contained herein as accurate. The Web Site makes no such warranty. No legal advice, medical advice, or product endorsements are given on this Web Site.
NO LEGAL OR PROFESSIONAL ADVICE GIVEN The information provided in this Web Site is for your informational and research purposes only. DO NOT RELY ON THE INFORMATION PROVIDED IN THIS WEB SITE AS LEGAL, FINANCIAL, ACCOUNTING, OR OTHER ADVICE. Please consult with a lawyer, Realtor, CPA or other financial professional before entering a 1031 exchange or any other transaction. Use of this Web Site is subject to the terms and conditions herein stated.
The Web Site assumes no responsibility for damage to your (or any other person's) computers or software. Your viewing and interaction with the Web Site, third party links on this site, or banners or pop-ups or advertising displayed thereon, is at your own risk. THE WEB SITE AND ITS OWNER WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY PORTION OF THE WEB SITE, INCLUDING LINKED URLS.. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: USE OF (OR INABILITY TO USE) THE WEB SITE; USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM THE WEB SITE; FAILURE OF THE WEB SITE TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED; ERROR ON THE WEB SITE; OMISSION ON THE WEB SITE; INTERRUPTION OF AVAILABILITY OF THE WEB SITE; DEFECT ON THE WEB SITE; DELAY IN OPERATION OR TRANSMISSION OF THE WEB SITE; COMPUTER VIRUS OR LINE FAILURE. PLEASE NOTE THAT WEB SITE AND ITS OWNER ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING: DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY (I.E., "CONSEQUENTIAL DAMAGES"), NOR ARE THE WEB SITE OR ITS OWNER LIABLE FOR ANY OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY (I.E., "INCIDENTIAL DAMAGES.") THE WEB SITE AND ITS OWNER ARE NOT LIABLE EVEN IF EITHER OF THEM OR BOTH OF THEM HAVE BEEN NEGLIGENT OR IF THE AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH. (CERTAIN STATE LAWS MAY NOT ALLOW THE WEB SITE TO LIMIT OR EXCLUDE LIABILITY FOR THESE "INCIDENTAL" OR "CONSEQUENTIAL" DAMAGES. IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT, OR CLAIMED UNDER ANY OTHER THEORY) WILL NOT BE GREATER THAN THE AMOUNT YOU PAID IF ANYTHING TO ACCESS THE WEB SITE.)
Any downloads of information from this Web Site are taken at your own risk. The Web Site makes no warranty that downloads directly from the Web Site or available from third party websites are free of corrupting computer codes, including, but not limited to, viruses, adware, spyware, and worms.
The Web Site provides referrals to and links to other World Wide Web sites. Such a link or links should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through the Web Site. If in doubt, always check the Uniform Resource Locator (URL) address provided in your WWW browser to see if you are still in the Web Site or have moved to another site.
The Web Site is not responsible for the content or practices of third party sites that may be linked to the Web Site. When links or references to other web sites are provided by the Web Site, no inference or assumption should be made and no representation should be inferred that the Web Site is connected with, operates or controls these third party websites. Any approved link must not represent in any way, either explicitly or by implication, that you have received the endorsement, sponsorship or support of the Web Site or endorsement, sponsorship or support of the Web Site's owner, including its respective employees, agents or directors.
By viewing, using, or interacting in any manner with this Web Site, including banners, advertising, or pop-ups, downloads, and as a condition of the Web Site to allow your lawful viewing, you forever waive all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature.
You agree that as a condition of viewing, any communication between you and the Web Site (including a submission of an article, submission of comments in the weblog(s) and email correspondence) is deemed a submission. All submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become the exclusive property of the Web Site and may be used, without further permission, for commercial use without additional consideration of any kind. This use may, but is not limited to, involve your submission to be included in RSS feeds that are used by other websites linking to the Web Site. You agree to only communicate information to the Web Site which you wish to forever allow the Web Site to use in any manner as it sees fit. "Submissions" are also a provision of the Web Site's Privacy Statement stated above.
As part of the consideration that the Web Site requires for viewing, using or interacting with this Website, you agree to use binding arbitration for any claim, dispute, or controversy of any kind arising out of or relating to the Website, including solicitation issues, privacy issues, and terms of use issues. Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association. Arbitration hearings will take place in the city or county of the Web Site owner. In no case shall you (or any viewer, visitor, subscriber or customer) have the right to go to court or have a jury trial. You will not have the right to engage in discovery except as provided in the arbitration rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator's decision will be final and binding with limited rights of appeal. The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses. If any matter concerning this Web site shall be brought before a court of law, you agree that the sole and proper jurisdiction to be the state and city declared in the contact information of the Web Site owner unless otherwise here specified. The contact information for the web site and web owner is: LegalTech, Post Office Box 1945, Show Low, Arizona 85902 Phone: 866-794-9273 Fax: 206-309-0848 Email: support@az-legaltech.com In the event that litigation is in a federal court, the proper court shall be the closest federal court to the contact address described herein. You agree that the applicable law to be applied shall, in all cases, be that of the state of the Web Site owner.
Provisions Concerning the Privacy Statement and Terms and Conditions of Use
We may change the Privacy Statement and Terms and Conditions of Use from time to time, without notice. It is your responsibility to periodically check Privacy Statement and Terms and Conditions of Use for any modifications.
